We should all be completing our returns…why? When we hear that it’s tax time again, many of us wince at the thought. But, there are many benefits to completing your tax returns. Here are some you should be thinking about: For the Employee: To verify that your employer has deducted CPP, EI Benefits and Income… Read more »
Often at the start of January, we make resolutions about things we are going to do in the new year. To safeguard your hard-earned cash, you should also look to things you are not going to do in the future. Here are seven recommended “Don’ts” to adopt as part of your everyday money management practices…. Read more »
It’s tax time – a time when we review our year’s income, how much we paid in income taxes, and our RRSP contributions. That makes it a very good time, to use this information as a starting point to look at our annual income and expenses and be ready for our future. In order to… Read more »
Life happens. And when life happens, it can affect everything from how much sleep we get to how much energy we have to get through the day. It can also affect our wallet and bank account balance. Have you been through an important life transition? Perhaps you have lost a member of your family. Perhaps… Read more »
Money management is easier to accomplish when you keep it simple and revisit your plan regularly. The more complex your plan, the more likely you are to either avoid it entirely or veer away from your goals. To keep it simple, here’s a straightforward three step approach. Track Your Expenses Set Your Goals Change Your Spending… Read more »
One of the top reasons cited for relationships ending is money. The best way to avoid money issues in a relationship is to communicate with your partner and decide what works for you as a team. When a newly married couple merge their households, just like combining their household goods, they have to blend their… Read more »
Although we want to give ourselves and our family members a fun vacation, it can take a lot of planning and creativity to do it on budget. Carizon Credit Counsellors have these suggestions. Sit down with your family and talk about what you want to do for your vacation. This is a great way to… Read more »
In order to live the life you dream of in retirement, it is important to plan ahead and be ready. Due to growing elderly populations and changing economic trends, we cannot depend only on government social services, such as the Canada Pension Plan and Old Age Security for our future financial security. Everyone needs to… Read more »
3 Steps to Help You Attain Your Financial Goals The start of the new year can be a downer when it comes to managing our finances as all the holiday bills arrive on top of our regular household expenditures. It’s a good time to take stock and establish a household budget so you can rest… Read more »
“I’m really busy,” seems to be the catch phrase of the day. The busier we are, the more important we feel. Then we become hooked on the fast-paced life and the status we think it brings – you think you’re busy – wait till you hear what I’m doing. But eventually, we realize that being… Read more »
We hope you find some of the these archived blog posts useful as we all look to manage and find the joy in daily living.