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Wellness Blog

Tagged: money

budgeting

When life happens, make your budget work for you.

Life happens. And when life happens, it can affect everything from how much sleep we get to how much energy we have to get through the day. It can also affect our wallet and bank account balance. Have you been through an important life transition? Perhaps you have lost a member of your family. Perhaps… Read more »

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money

Take the Simple Three-step Approach to Budgeting

Money management is easier to accomplish when you keep it simple and revisit your plan regularly. The more complex your plan, the more likely you are to either avoid it entirely or veer away from your goals. To keep it simple, here’s a straightforward three step approach. Track Your Expenses Set Your Goals Change Your Spending… Read more »

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couple arguing

Money Cited as One of Top Reasons for Relationships Ending

One of the top reasons cited for relationships ending is money. The best way to avoid money issues in a relationship is to communicate with your partner and decide what works for you as a team. When a newly married couple merge their households, just like combining their household goods, they have to blend their… Read more »

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summer holiday

8 Tips to Have a Great Summer Holiday On Budget

Although we want to give ourselves and our family members a fun vacation, it can take a lot of planning and creativity to do it on budget. Carizon Credit Counsellors have these suggestions. Sit down with your family and talk about what you want to do for your vacation. This is a great way to… Read more »

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Senior woman

Are You Ready for Retirement?

In order to live the life you dream of in retirement, it is important to plan ahead and be ready. Due to growing elderly populations and changing economic trends, we cannot depend only on government social services, such as the Canada Pension Plan and Old Age Security for our future financial security. Everyone needs to… Read more »

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man stressed over bills

Here Come the Holiday Bills!

3 Steps to Help You Attain Your Financial Goals The start of the new year can be a downer when it comes to managing our finances as all the holiday bills arrive on top of our regular household expenditures. It’s a good time to take stock and establish a household budget so you can rest… Read more »

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teen and adult

Tips To Help Teens Become Good Money Managers

Today’s generation of teenagers face a number of challenges when it comes to managing their money. They are a targeted market inundated with advertising, they can easily obtain credit and debit cards, and, overall, they have been raised in an age of greater affluence with higher expectations when it comes to material goods. So, how… Read more »

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man listening

Have You Been Told Scary Tales from Creditors?

As many celebrate Halloween, one of the traditions is to share scary stories. In my role as Credit Counselling Manager, people tell me a lot of scary stories that have been fabricated by creditors. Many clients will contact our office with questions like: “Can I get kicked out of Canada if I owe money?” “Can I… Read more »

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